National Home Centers understands how important privacy and confidentiality are to our customers. That is why we are committed to protecting your confidential information and are committed to providing security to ensure that any information that may be collected about you is safeguarded.

 

Collecting Information
We collect and use various types of information in connection with your account. We collect nonpublic personal information about you from the following sources: Information you provide to us on applications or other forms and other means; Information from your transactions and account experience with us or others; Information may be received from a consumer credit reporting agency; and Information from other outside sources regarding their credit or other relationship with you or verifying representations made by you.

 

Sharing Information
From time to time, we may share information about your relationship with National Home Centers with outside companies. However, we limit who receives information and what type of information is shared. Any information shared is in compliance with the UCC, the Fair Debt Collection Practices Act and the Credit Reporting Act.

 

Disclosures To Companies That Work For Us
We may disclose information that we collect about you as described above to outside companies that work for us as needed to service your account. These companies may include data processing companies and payment processing companies, and they may assist us with, for example, mailing account statements. These entities act on our behalf and use the information only to provide the services we’ve asked them to perform.

 

Other Disclosures
We may also disclose information that we collect about you as described above to outside entities when necessary in connection with a transaction that you request or authorize, to comply with subpoenas and court orders, or when otherwise required or permitted by law. For example, if you list National Home Centers as a credit reference on a credit application with another company, we may provide information as authorized by applicable state and federal laws to that company.

 

Keeping Information Secure
We restrict access to nonpublic personal information about you to those who need to know that information to provide financial products or services to you.

We maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard your nonpublic personal information.

 

Former Customers The above privacy policies and practices with respect to the disclosure of personal information relating to former customers are the same as those for existing customers, except that, as such information gets older, it is used less and may eventually be purged from our records.